Commercial Finance Body Background Image


Accounts Receivable Financing and Factoring is ideal for businesses that need funding to manage Trade Payables, Invest in Sales and Marketing or simply keep up with Operating Expenses.


Our Company was founded by industry veterans that understand the challenges companies face when obtaining funding and managing the relationship along the way. As a result of our experience we offer the following to our clients:

  • Transparent servicing utilizing proprietary SoftCall methodology
  • No hidden fees, so you know your true financing costs
  • Clear reporting so your accounting team doesn't waste valuable time and effort
  • Direct line of communication to decision-makers

In addition to the funding solutions we provide on our own balance sheet we also have long-standing relationships with specialty finance companies that fund Medical, Construction, and Transportation receivables at aggressive rates and terms.

Turn your receivables into cash NOW, and gain the working capital you need to succeed

We offer various structures that include full turn receivable financing where all your invoices are considered for funding as well as programs that allow you to pick and choose which customers and invoices you would like funding on.

International accounts receivable programs are available to businesses that sell goods or provide services to customers based abroad.

learn more

Medical factoring is for healthcare providers including physician groups, skilled nursing, assisted living, memory care, dialysis centers, and other healthcare providers collecting payments from Medicare, Medicaid, and other third-party insurers. Healthcare facilities and providers use this type of accounts receivable factoring to cover payroll and expenses.

Medical factoring is almost exclusively done by companies that specialize in this type of accounts receivable factoring and works well with other types of fixed asset financing including the SBA 7a and 504.

learn more

Construction factoring is primarily for sub-contractors who are working on commercial or government projects that need working capital for materials and labor. This form of accounts receivable factoring allows contractors to receive funds after submitting approved progressive billings/applications for payment.

Construction factoring is ideal for specialty trade contractors including electricians, plumbers, HVAC contractors & general contractors self-performing demolition, drywall, and other structural construction.

learn more

Transportation or Freight factoring is for transportation companies that need working capital to pay drivers, purchase fuel, and maintain vehicles. Owner-operators, as well as mid and large-sized fleets, may utilize transportation factoring to finance long-haul, LTL, and last-mile loads.

While freight factoring is commonly available in the marketplace, there are several nuances including online debtor checking, the ability to upload schedules on your phone, fuel cards that offer discounts, and other benefits that can make choosing the right factor a factor in your success.

learn more

Why should you work with commercial finance partners?

  • Balance Sheet Lender
  • High Advance Rates and Competitive Pricing
  • No Covenants or Long-term Contracts
  • Raise Capital Without Giving up Equity
  • Proactive and Transparent Process
Get Started Now