COMMERCIAL FINANCE FOR BUSINESSES
Our Commercial Finance programs include accounts receivable financing, SBA 7a and 504, asset-based loans, equipment financing, real estate loans, and other non-traditional loan products to fit almost any small to medium size business financing needs.
RECEIVABLE FINANCE
No facility minimums
up to $20,000,000
Learn More
ASSET BASED LENDING
Revolving Lines of Credit
up to $20,000,000
Learn More
SBA LOANS
Working Capital &
Real Estate Loans
Learn More
TERM LOANS
Equipment &
Inventory Facilities
Learn More
REAL ESTATE LOANS
Commercial & Investment
Property Financing
Learn More
USDA & AGRI LOANS
USDA & Agricultural
Financing
Learn More
ACCOUNTS RECEIVABLE FINANCING
Unlock cash flow trapped in your invoices with up to $20,000,000
Invoice factoring is for manufacturers,
distributors, and other types of businesses that sell goods or services to creditworthy commercial accounts on open terms. There are several forms of accounts receivable factoring, some of which require a factoring company that specializes in a specific industry.
Learn More
Transportation factoring is for transportation companies that need working capital to pay
drivers, purchase fuel, and maintain vehicles. Freight factoring is commonly available in the marketplace, and prospects can enjoy some of the lowest rates and flexible terms through this form of accounts receivable factoring.
learn more
Construction factoring is for general and sub-contractors who are working on commercial or
government projects. This form of accounts receivable factoring allows contractors to receive funds after submitting approved progressive billings. Construction companies typically use accounts receivable factoring proceeds to pay for labor and materials.
learn more
Medical factoring is for medical practices collecting payments from Medicare, Medicaid, and
other third-party insurers. Healthcare facilities and providers use this type of accounts receivable factoring to cover payroll and expenses. Medical factoring is almost exclusively done by companies that specialize in this type of accounts receivable factoring.
learn more
ASSET BASED LENDING
Secure a working capital loan based on the value of your business assets. Financing is available against accounts receivable, machinery and equipment, inventory, and real estate.
Receivables finance is typically the main component of an asset-based loan and
generates the most working capital. Lenders prefer accounts receivable over other assets because it is the most accessible asset to convert to cash. In many cases, lenders like to control the flow of liquidity by sharing a deposit account or lockbox facility.
learn more
Inventory finance is an essential component of asset-based lending. Inventory finance
increases a company's working capital by funding a percentage of the total cost of inventory on hand. Advance rates are often fifty percent of the cost of goods, however, are ultimately decided by an appraisal.
learn more
Equipment finance is another component of an
asset-based loan and is available to
companies that own capital equipment. Advance rates are typically less than advance rates generated by accounts receivable funding. While lenders prefer equipment that is bolted down, some will consider advances on rolling stock as well.
learn more
SBA LOANS
Start or expand your business with loans guaranteed by the Small Business Administration.
The 7(a) Loan Program is the SBA's primary business loan program for providing
financial assistance to small businesses. SBA 7(a) loan can be used to refinance existing debt, working capital, purchase inventory, buy out a partner, or purchase commercial Real Estate.
learn more
SBA 504 loans are available for owner-occupied Real Estate and can be used to
purchase a building, finance ground-up construction or building improvements, or purchase heavy machinery and equipment.
learn more
The SBA Express Program provides small businesses with a streamlined method to obtain
SBA-backed financing for loans and lines of credit up to $500,000. This program can be used for working capital, to refinance existing debt, purchase inventory & equipment, and purchase Commercial Real Estate.
learn more
TERM LOANS
There are many term loans options that Commercial Finance Partners offers our clients. While we offer SBA term loans, other terms loans are generally for requests that are not SBA eligible or need a faster close, a creative structure, customized amortization, and other specific uses.
Cash Flow Based Term Loans can be funded as quickly as 24 hours. There are advances
against
future revenue, as well as loans that are considered using historical cash flow.
learn more
Bridge loans are generally used to help facilitate a need that will ultimately be satisfied by permanent funding.
Whether it is a real estate project or a bridge to a senior credit facility, bridge
loans can often create liquidity needed to complete the transaction through expedited underwriting and funding.
learn more
Situational Capital term facilities are typically subordinated debt solutions
providing growth capital and special situation financing without the restrictions of a traditional bank.
learn more
REAL ESTATE LOANS
Purchase, Refinance or Cash Out Conventional Loans program ideal for Investment & Owner Occupied Commercial and Residential Properties
We offer multiple financing programs for acquisition, refinance and cash out against single
family & multifamily properties, including 1 to 5-unit townhomes, SFR, 5+
unit apartment buildings and residential portfolio loans.
learn more
Our Conventional CRE Financing Programs can be used to purchase, refinance and cash out Owner
Occupied and Investment Commercial
properties, including office, retail, light industrial and mixed-use properties.
learn moreCommercial & Investment Real Estate bridge loan programs can be used to acquire, refinance
or build investment, as well as
owner occupied properties.
learn more
We offer nationwide solutions for your multifamily finance needs, including Fannie Mae, Freddie
Mac, FHA and Bridge loans, among many other flexible options.
learn more
Our Senior Housing programs provide financing options for properties that provide Independent
Living (IL), Assisted Living (AL), Alzheimer’s/Dementia Care (ALZ), or any combination thereof.
learn more
We pride ourselves in providing the best service and quality products in the industry. Read what our clients have to say about our service and products.
A world class financial institution! Easy, quick and professional to work with. All business is valued. Very much enjoy working with Commercial Finance Partners and would highly recommend their services!
Whitney Spielfogel
Managing Director
I've worked with Darren and Marcus for years with all of our firms funding needs and they have always come through for us! Their professionalism and industry expertise is top notch. We’d highly recommend to anyone looking for business funding.